About Us

Welcome to Instant Credit Loan, a full-service digital lender dedicated to helping people get the money they need to achieve their goals. Bharat Loan is a FinTech company that was founded with the goal of integrating a significant number of salaried professionals who had been turned down for credit by traditional banks and financial institutions into the appropriate credit structure. It is a brand unit of INSTANT CREDIT CASH FINANCE LIMITED, an NBFC listed with the RBI in October 2002, under the registration number B_14.02719.

We make every attempt to process your online application fast and easily in order to get you the money you need. For people who didn’t satisfy the requirements for credit from those who didn’t qualify for loans from stereotyped lending organization and those who were unfamiliar with credit, one of India’s most well-known platforms for advanced loans is Instant Credit Cash Loan. Our team of knowledgeable loan officers is committed to providing tailored service and innovative lending solutions to meet the various needs of each of our clients. We are grateful that you considered Instant Credit Cash Loan when you needed money. We gladly anticipate the opportunity to help you.

Our Vision

Our goal is to provide our cherished consumers with a genuine enriching experience through our unique and creative teamwork. As pioneers in the FinTech sector, we want to build a moral and responsible connection to give our clients more worthwhile prospects. Along with offering financial assistance, we also work to provide our customers the tools they need to realize their full potential.

Our Mission

Today, one needs a full digital and futuristic environment in the comfort of their home. And we here give you and your loved one’s additional security and a stable financial future! True friends always lend a hand! If you are unsure of who to call in the event of an emergency financial shortage, Bharat Loan is here to help! For you, we want borrowing to be simple and painless. At Bharat Loan, this is at the core of all we do.

You Can Count On Us

Responsible Lending

Before we approve or disburse the loan, we are honest and open with our customers so they may make an informed decision. This is how we conduct totally responsible lending. The borrower receives all information up front, and there are no additional fees or charges.

We fully practice ethical recovery process, and our approach is based on compassion and tolerance. We use reasoning and persuasion to recover our dues without resorting to any high-handed measures.

  • We never use customer SMS or call records to contact their contacts or to intimidate them
  • When we feel the reasons for non-payment to be genuine we offer different solutions by which the problem can be resolved
  • Customers are called only during the day, that too during working hours

Why Choose Us?

Provide the best loan services and our experience staff help you. Less document and fast approve process of passages.

Professional Team

We share all information with our customers so that they can take informed decision and avail the loan they need

Attractive interest rates

We offer a Personal Loan at a low interest rate, ensuring that you save money by paying lower EMIs.

 

Easy To Apply

Simple application process and most minimum documentation. Sanctioning done within minutes of applying.

Transparent

We are transparent and all information is shared with the borrower and there are no hidden fees or charges

No Ambiquity

Adequate measures are taken to ensure that the customer understands the nature of the loan and there is no ambiguity.

Customer Rating

6 Crore

Total Eligible User

Rs 21,57,45,68,859

Total Credit Given

750+

STAFF MEMBERS

What our users have to say

Thousands have already Successfully used InstantCredit Cash and they have a lot of nice things to say about us

I needed funds to deal with an emergency. With InstantCredit received money in my account within minutes.
Santosh
Business Man
InstantCredit’s simple application process helped me find the best loan offer. In addition, their helpful loan executives helped me complete the loan application in no time.
Ekta
Sales Executive
Applying for a loan from InstantCredit is so easy and hasselfree. The platform helped me avail a loan of ₹5 Lacs within 4 hours!
Deepak
Engineer