Get Online Loan in India
- Quick approval – 15 minutes
- Loan amount up to ₹2,00,00,000
- Start Applying Using Aadhar & PAN card
Check your Eligibility Now - Easy Application Process For Loan
Our advantages
Simple
- Online loan application registration without visiting any branches.
- Unique service for customers with any credit history
Reliable
- Confidentiality and protection of your data.
- Easy repayment option
- We provide solutions for urgent needs
Fast
- Quick Decision of Digital Loan Application with instant money transfer in bank account.
Apply for your loan in 3 easy steps
It only takes 5 minutes
1
Fill Digital Loan Application
2
Wait for the decision
3
Get instant money in your Bank Account
Why apply for a loan on InstaCredit?
It’s easy, fast, and flexible
Flexible EMI options
EMI plans that suit you
Zero paperwork
Everything’s online and 100% digital
Lightning fast approvals
Money sent instantly to your account
A feature-rich Personal Loan with multiple benefits
With the help of our digital financial solutions, salaried and independent workers can simply establish a line of credit that they can access as needed. This line of credit can help you get from a temporary cash flow problem to the point at which you can once again support yourself financially.
→Now Get Personal Loan With Aadhar card and PAN Card Only without Any Employment or Business ←
- No collateral/security
- Flexible repayment tenure
- Multi-purpose high loan amount with no restrictions on usage
- No hidden charges
Zero foreclosure/pre-payment charges
Advantages of InstantCredit Loans
Below mentioned are quick loan benefits.
- No Credit Check: As mentioned earlier, quick loans do not necessarily required the applicant to maintain a good credit score, since the loan can be disbursed without credit check.
- Speed of Approval and Disbursal: These loans are provided within 2 to 24 hours and at max 48 hours.
- Unsecured Credit Facility: Quick loans are basically unsecured loans, wherein the financial institution or lender does not require a security or collateral.
- Online Application: You can apply for quick loans online on Loanbaba.com.
- Minimal Documentation: To avail these loans you need only minimal documentation such as identity and address proof and probably income proof. Thus, the approval and disbursal process is also quick.
- Self-employed Individuals Can Apply: A quick loan can be availed by self-employed individuals in many cases.
- Non-existing Customers Can Apply: Even if you are not an existing customer to the financial institution with which you apply for the quick loan, you can still get the loan.
Features of Quick Loans in India
Below mentioned are features of Quick Loan, India.
- Quick loans offered in India are different from that those offered worldwide.
- These loans are not typically termed as ‘quick loans’ but carry different names and have different approval time-frames.
- These loans however have simple documentation and lenient requirements.
The quick loans offered by the banks and financial institutions are different from the quick loans offered worldwide. There is no special kind of loans called quick loans in India but there are alternative loans with quick approval. These loans require have lenient requirements and simple documentation.
Tips to Choose the Best Quick Loan
- If you want a higher loan amount, then you can opt for personal loan than credit card loans.
- Check and compare interest rate, tenure, loan amount offered by several banks and NBFCs in India at our website, before taking a decision.
- The right kind of quick loan depends on your requirements, thus it is important that you understand what your financial need is before applying for personal loan with a bank or NBFC.
Who are we?
InstaCredit is a Market-leading Digital short-term personal loans provider. The company provides instant and premium digital financial solutions in response to the everyday and immediate financial needs of the Indian people. Having an innovative and seamless approach, we are shaping a consumer lending industry in order to serve our customers with high business ethics and transparency.
Our Mission
Is to create more value and opportunities to our clients, partners, employees, and society so they achieve a prosperity and brighter financial future.
How to repay loan
You can repay the loan using these methods
Debit Card
Auto-Debit powered by Cashfree Systems
Your Netbanking or UPI
Bringing you the best product’s from InstantCredit
Personal loans for everyone avail loans from ₹500 to ₹25Lacs
Personal loan is an unsecured loan that you can take to meet unspecified financial needs. A personal loan can be availed for various purposes such as wedding expenses, home remodelling, vacation costs, paying education fees, or medical emergencies.
50+ Lakh customers
50+ Lenders
₹1000 Crore loan disbursed
Apply any time
Personal loan eligibility criteria
You can access personal loan at your convenience.
- Age – 18 to 60 years
- Minimum monthly income – ₹12,000
- Residence – must be a resident of india
- Interest rate starting from 9.99% p.a.
Document needed for personal loan
Avail hassle free loans from InstantCredit’s simple process and minimum documentation
- Identity proof
- Address proof
- Business proof
- Photo – selfie
- Proof of income – bank statement
- Optional – salary slip
Everything you Need To Know
A sample loan calculation for ₹1,00,000 borrowed for 1 year, with interest rate @13% per annum*, is as provided below:
Processing fee (@ 2%) = ₹2,000 + GST = ₹2,360
Interest = ₹7,181
EMI = ₹8,932
Total amount to be repaid after a year = ₹1,10,129/-
*Interest Rate varies based on your risk profile
The maximum Annual Interest Rate (APR) can go up to 36%
Calculate your personal loan EMI
Choose from a variety of flexible EMI plans
0
0
FAQ's
We aim to solve your credit needs – simple and hassle free. InstantCredit is a one-stop shop for all your credit needs
When you need financial assistance, you must apply for a loan to acquire the necessary funds to cover a range of expenses for personal use, whether planned or unexpected. The loan application process provides various options based on factors such as loan amount, duration, and purpose.
Using InstantCredit, you can apply for a personal loan instantly and choose to establish funds for any situation, whether secured or unsecured.
InstantCredit is an instant personal loan from InstantCredit of upto Rs. 5 lakhs. You can apply for a personal loan online, which will be sent directly to your bank account after approval. Approvals usually take 5 mins without needing paperwork or physical documents.
Eligibility for InstantCredit is based on your tenure and history with InstantCredit. Once you are eligible, when you apply for a personal loan, you will see a message on your app home screen indicating the eligible amount.
When you apply for a loan at InstantCredit, the minimum amount is Rs. 50,000, while the maximum amount is Rs. 50 lakhs.
You can get InstantCredit by completing your KYC, submitting your bank details, setting up auto-pay and signing a loan agreement.
When you apply for a personal loan, InstantCredit will instantly be credited to your bank account after approval.
Personal Loan | Business Loan | Loan At Low Interest Rate | No Hidden charges | fast Approval | Quick Approval in 5 Minutes | Same Day Loan Disbursal | Instant Loan | Instant Personal Loan | Personal Loan | Low Interest Rate Loan | Fast Payment Mudra Loan | Pm Loan | Pradhan Mantri Mudra Loan | Lon | PMEGP LOAN
We provide service all over india Specialy in following Cities:
Mumbai | Chennai | Kolkata | Hyderabad| Ahmedabad | Surat | Kanpur | Pune | Nagpur | Raipur | Jaipur | Lucknow | Indore | Srinagar | Varanasi | New Delhi